Investment & Financial Articles
Title: The Ten Steps to Financial Success
Author: Craig Lock
Article:
We hope that you had a very merry Christmas and that the
following new article may be informative and/or helpful for your
e-zine, or on your web site. This piece is a summary of my
booklet THE ROAD TO FINANCIAL INDEPENDENCE, as well as
incorporating thoughts and extracts from THE MAD MONEY BOOK.
Craig Lock's other articles (internet marketing, self help,
writing and money) are available at:
http://www.bridgeniche.com/ebooks/Ebooks.htm Please feel free to
publish them in your ezine or web site.
"I share what I know, so that you and your money may grow".
THE 10 STEPS TO FINANCIAL SUCCESS
by Craig Lock
Some people dream of success...while others wake up and work
hard at it.
"If you've tried to do something and failed you are much better
off, than, if you tried to do nothing and succeeded.
The ordinary (and perhaps even lazy) person's sure and steady
way to wealth and happiness. The "secrets" to better money
management and perhaps even "riches". No, really there are no
secrets. It's all simple, basic common-sense.
Well now is a great time of the year to reflect on past
happenings and plan ahead for 2002. Some points to "kick off"...
THE TEN STEP PLAN TO FINANCIAL INDEPENDANCE... AND PERHAPS EVEN
WEALTH
1. Accept that you can achieve financial success and make a
COMMITMENT to yourself to attain it. It is within your grasp. if
you really want it. Really BELIEVE it - that is the most
important step. Only then will the incredible power of the human
mind work out a means of achieving it. Reject the idea that work
is simply something you have to do until the age of retirement.
2. Ask yourself this: Where do you want to be in 2,5,10 years
time? Set goals that excite you. If you could do absolutely
anything with your life, what would you do? If you had unlimited
money or found out you only had a month to live, what would you
do? Write your answers down.
3. Establish your current financial position. What is the cash
inflow and outflow. Horrors! Which areas can be improved upon?
Everything!
4. Develop your NEW plans. Decide what action you are going to
take that will move you closer to the achievement of your goals?
All goals should be specific and have a time constraint.
5. Closely monitor the performance of your investments and your
rate of savings.
6. Try to put extra savings into investment (it could be your
own business).
7. Review and reward yourself annually if your targets are met.
8. Pursue your personal goals and business ideas with all you've
got - with real PASSION and PURPOSE. If you really BELIEVE In
them, they are far more likely to be achieved.
9. Still try to live a BALANCED life... or as balanced as you
can make it. Money doesn't buy happiness; yet I'd rather be
unhappy in comfort!
10. The highest cost of all is the cost of waiting to TAKE
ACTION to change your current circumstances in life (as 94% of
the population apparently are dissatisfied with their
situations. It is up to you to do things differently. So take
ACTION now - to change course. You get only one shot at life, so
make the most of it.
Always remember,
* True prosperity is created from within. All prosperity is
created in the mind. You are only as wealthy, happy or as
prosperous, as WHAT YOU FEEL... and what you make up your mind
to be. And money is not everything. For me, health, family and
happiness are far far more important considerations.
Aim high, dream high.
If you aim for the tree tops, you might not get off the
ground... so why not aim for the stars, perhaps even a million
dollars.
Good luck
Craig Lock
Believe in yourself and in your dream,
Though impossible things may seem
Someday, somehow you'll get through
To the goal you have in view.
Mountains fall and seas divide,
Before the one who in his stride
Takes a hard road by day
Sweeping obstacles away
Believe in yourself and in your plan
Say not - I cannot - I can
The prizes of life we fail to win
Because we doubt the power within.
- anon
If you can believe it, you can achieve it. If you can visualize
it, you can realize it!
Reach high, for stars lie hidden in your soul. Dream deep, for
every dream precedes the goal. ....Pamela Vaull Starr
P.S: After that long read, take a breather...
About the author
Craig Lock has been involved in the personal finance field for
over twenty years in South Africa and New Zealand. He is now an
author of five published books with another twelve being
published and marketed on the Internet. Craig has written
extensively on money matters: articles, brochures for financial
institutions and books. He is presently living in beautiful slow
New Zealand waiting for the next adventure life has in store for
him.
For valuable money information to help you make and save your
hard-earned money Get out of debt **
-Learn how to invest -Retire early -Take control of your
finances
See: The Million Dollar Money Tree
http://www.nzenterprise.com/money/welcome.html
Money Management Course (online):
http://www.nzenterprise.com/writer/online.html
The various books* that I "felt inspired to write" are
available at: http://www.nzenterprise.com/writer/books.html
http://www.novelty-gift.com/ebooks.html and
http://www.bridgeniche.com/CLOCK/zaniestbooks.htm * Hard copies
and e-books: Fiction and non-fiction, novels , travel, humour,
inspiration, self help and money books *
THIS ARTICLE MAY BE FREELY PUBLISHED "If you have knowledge, let
others light a candle to it." - Margaret Fuller
P.S: DON'T WORRY ABOUT THE WORLD ENDING TODAY, IT'S ALREADY
TOMORROW IN "LITTLE, SCENIC AND TRANQUIL" NEW ZEALAND
About the author:
About the author
Craig Lock has been involved in the personal finance field for
over twenty years in South Africa and New Zealand. He is now an
author of five published books with another twelve being
published and marketed on the Internet. Craig has written
extensively on money matters: articles, brochures for financial
institutions and books. He is presently living in beautiful slow
New Zealand waiting for the next adventure life has in store for
him.
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